@DrHack maybe this isn't the place to post maybe I have to email Idk that's kind of what I was hoping someone could answer But everything on my banks end is good. It works fine for online purchases. My brother @Deep-Fried-Thoughts is having the same problem that's the reason I thought posting here might bring some feedback surely somone else here has had this problem. Worse case scenario I'll have to put some money on a PayPal account and try that.