Draw due to insufficient material

Even though a player's time has run out, I prefer the rules declare match a draw if opponent has insufficient material for mate.

This is the system Lichess uses, if you believe there's been a glitch where a draw wasn't declared you can show the game here.

Today I had a match where I timed out and opponent had insufficient material, however, match declared opponent winner.

Reference:10+0 • Rated • Rapid
55 minutes ago
bukerchi (1745) −11
chole96 (1820) +4

Thanks for your help

K+B vs K+P isn't insufficient mating material (although I do believe that in this particular case, Black couldn't mate due to the promoting square being the same color as the bishop).

EDIT: Nevermind my parenthetical. I was having a clousems moment.

Please see lichess.org/faq#timeout

This is a checkmate lichess.org/analysis/8/8/8/8/8/1k6/1b6/KN6_w_-_-_0_1
So basically, you lost on time.

These are the cases when the game would have ended in a draw: lichess.org/forum/lichess-feedback/draw-bug-6#7