Constantly people have no mating material yet they are given wins-
6.9
Except where one of Articles 5.1.1, 5.1.2, 5.2.1, 5.2.2, 5.2.3 applies, if a player does not complete the prescribed number of moves in the allotted time, the game is lost by that player. However, the game is drawn if the position is such that the opponent cannot checkmate the player’s king by any possible series of legal moves.
For example, if your opponent has a knight and at least one of your pieces isn't a queen, you lose.