Visible nighttime with a tail, binoculars not needed but will enhance viewing.
"NEOWISE is currently in the constellation Auriga, visible for the next few days before dawn in the northeast in the Northern Hemisphere. It’s low on the horizon — only about 10° in the northern U.S. an hour before sunrise, and lower still at more southern locales."
- article cited, above
Also visible in the Southern hemisphere, pictures taken in Australia have been posted online. Consult local sources for more information.
So it's actually in the morning sky.
