The FIDE rules says that in order to lose on time there has to be a series of legal moves that can lead to a mate for either player. In this position lichess.org/3aGexfKU/white#96 my time ran out but there it is not possible for either player to check mate the other through any series of legal moves. According to the FIDE rules this should be a draw. Wondering why that is not the case here on Lichess.
In case anyone is not familiar with the rules you can read them here: www.fide.com/fide/handbook.html?id=208&view=article
And article 5.2.2 states the following "The game is drawn when a position has arisen in which neither player can checkmate the opponent’s king with any series of legal moves. The game is said to end in a ‘dead position’. This immediately ends the game, provided that the move producing the position was in accordance with Article 3 and Articles 4.2 – 4.7."
Article 6.9 states " Except where one of Articles 5.1.1, 5.1.2, 5.2.1, 5.2.2, 5.2.3 applies, if a player does not complete the prescribed number of moves in the allotted time, the game is lost by thatplayer. However, the game is drawn if the position is such that the opponent cannot checkmate the player’s king by any possible series of legal moves."